PatientChoice offers a new approach to personal medical insurance. Whenever you need a medical procedure or operation covered by our plans, our policies provide you with a budget of money to spend which is designed to cover the cost of your treatment at most private hospitals.
Unlike traditional medical insurance cover, PatientChoice gives you the ability to choose where, when and by whom you are treated when you need a medical procedure. You can choose how to spend the money you are allocated and once you have had your treatment any money that is left over is yours to keep.
The Essential Hospital Treatment Plan is designed by doctors and covers you for over a thousand operations and medical procedures, including those with long waiting lists. Access Hospital Treatment Plan provides additional benefits to the Hospital Treatment Plan for consultations and scans.
At PatientChoice we recognise that our policyholders may sometimes prefer to use the NHS for certain conditions. If you use the NHS you can still claim generous cash benefits, the choice is yours.
PatientChoice personal health insurance – flexible, affordable and simple to understand.
At PatientChoice, our personal health insurance policies give you peace of mind and reassurance that you have access to the treatment you need when you need it and the flexibility to choose where you have the treatment. With PatientChoice private health insurance you can even choose to have procedures carried out on the NHS and you’ll still receive a lump sum in cash – the choice is yours.
Here’s how PatientChoice personal health insurance works: Medical procedures are organised into nine bands, each of which has a budget. With our personal health insurance if there’s any money left over from that budget after your treatment, you can keep it.
Personal health insurance offers peace of mind to lots businesses and individuals – it reassures them that their health will be taken care of, without a negative impact on their finances. The NHS can have long waiting lists but with private health insurance, you’ll be treated quicker, you’ll suffer less and you’ll be up and about sooner. Personal health insurance can significantly reduce long-term work absence due to ongoing illness and relapses and this is an important consideration for many employers and also those who are self-employed.
PatientChoice personal health insurance policies are simple and straightforward. We know that personal health insurance can often seem complicated so we’ve gone out of our way to make ours as easy to understand as possible. We offer personal health insurance for your needs, whether you need a plan for yourself, your family or your employees. We have personal health insurance that covers in-house procedures and operations and policies which also extend to outpatient treatment and consultations too.